If you have dental insurance, count yourself among the fortunate. It’s a wonderful resource that can help you afford the dental treatments that help you smile big for a lifetime. But there is a small catch — if you’ve still got remaining benefits for 2017, they will be forfeited with the start of the new year! Your dentist in Marlton is waiting to help you maximize on your investment in your oral health — keep reading to find out how.
Dental Insurance Benefits Don’t Roll Over
When the clock strikes midnight on December 31, 2017, you’ll be saying goodbye to one crazy year — but if you’ve got remaining dental insurance benefits, you will also be bidding adieu to funds that could be put toward necessary dental care.
Dental insurance plans are set on a calendar year, and it’s up to you to make sure you don’t let your benefits run out at the end of the year. Call your dentist’s office and find out how much money you have left for 2017. If you have unused funds, there’s still time to get started making the most out of them!
FSAs and HSAs Expire, Too
It’s not only your dental insurance that runs out at the end of the year. If you have money saved in a flexible spending account (FSA) or health savings account (HSA), most of your funds will not rollover to 2018. You can use money in an FSA or HSA toward dental care as well as appliances like nightguards for bruxism and sleep apnea devices — so don’t let it go to waste!
Making the Most Out of Your Investment
Don’t let your investment in your oral health slip away simply due to poor planning. November and December are classic busy months at a dentist’s office, so act fast to get the most convenient scheduling. Because many restorative treatment plans take place over the course of two or more visits to the dentist, getting started today will ensure we can complete your treatment plan before the year is over.
Some suggestions we may provide for taking advantage of your dental insurance benefits include…
- Scheduling a checkup and cleaning with x-rays, if you haven’t had them yet this year. You can also get a headstart on a preventive visit for 2018, which will save you those funds towards your annual maximum for when you may need them more.
- Completing any existing treatment plans.
- Getting started on necessary restorative care, like crowns, fillings, or extraction, if needed.
- Replacing an old night guard for bruxism.
No matter what you need, our team will work to help you put your dental insurance to work for the good of your oral health! Don’t wait to get started maximizing on your 2017 benefits.
About the Authors
Dr. Kristin B. Petulla and Dr. Jennifer L. Kazemi are general dentists providing comprehensive dental care for local friends and neighbors. To learn more about their services or to schedule an appointment with the “dentist near me” you’re searching for, you are invited to contact the office at 856-983-4846.